Build the backyard now.
Pay over time.
Aquarius Pools & Spas works with Lyon Financial to help homeowners explore financing for pools, spas, and select outdoor living upgrades. Get clarity early, protect your cash position, and move forward with a project plan that fits your budget.
A better project starts with a clearer budget.
Financing can turn a large backyard investment into a monthly plan, which helps homeowners compare options without shrinking the project too early. The goal is not to overspend. The goal is to understand what is realistic before design choices, phases, and scope are finalized.
Designed around pool, spa, and backyard projects.
Exact rates, terms, documentation requirements, and availability are determined by Lyon Financial and its lending partners. Aquarius can help with project scope, budget range, and quote details.
Pool-focused lending
Lyon Financial focuses on pool, spa, and home improvement financing rather than general-purpose retail financing.
Larger project capacity
Programs may allow loan amounts up to $200,000 for qualified borrowers, subject to approval and program terms.
Longer repayment windows
Terms may extend up to 30 years on approved credit, which can make larger backyard projects easier to budget monthly.
Fast conditional review
Conditional approvals are often available in about 24 to 48 business hours, depending on the application and lending program.
No prepayment penalties
Many Lyon programs are advertised without prepayment penalties, giving qualified borrowers more flexibility.
Military programs
Special military programs may be available for eligible borrowers. Lyon can confirm qualification details directly.
A simple breakdown before you apply.
| Feature | What Lyon advertises | What to remember |
|---|---|---|
| Loan amount | Up to $200,000 on approved credit. | The final approval amount depends on borrower profile, documentation, program rules, and lender review. |
| Loan term | Terms up to 30 years may be available. | Longer terms can reduce monthly payments but may increase total interest paid over time. |
| Approval timing | Conditional approvals are often available within about 24 to 48 business hours. | Final funding and loan agreement timing can vary by documentation, credit, and lender process. |
| Equity and appraisal | Many programs are marketed as unsecured and may not require home equity or appraisals. | Program availability can vary, so Lyon should confirm what applies to your situation. |
| Prepayment | No prepayment penalties are advertised on many Lyon dealer program pages. | Always review the final loan agreement before signing. |
| Military programs | Special military programs may be available for eligible borrowers. | Lyon can verify eligibility and current program details directly. |
Financing is subject to credit approval, verification, documentation, lender terms, and state/program availability. Aquarius Pools & Spas is not the lender. Lyon Financial and its lending partners control final terms, approvals, disclosures, and loan agreements.
Financing should clarify the project, not complicate it.
Start with either the project scope or the financing application. The cleanest path is usually to understand your desired backyard first, then use financing to confirm what level of project makes sense.
Request a project conversation
Talk with Aquarius about the type of pool, spa, renovation, or backyard upgrade you are considering. We help define the likely investment range before you get too deep into selections.
Review budget and financing fit
Compare what you want built against practical budget ranges. This is where financing can help you decide whether to phase the project or complete the major pieces together.
Apply directly with Lyon Financial
Submit your application through Lyon Financial. Their loan team reviews the application and coordinates financing details directly with you.
Finalize scope, schedule, and next steps
Once your budget direction is clear, Aquarius can finalize design scope, quote details, scheduling expectations, and the path from planning into production.
Quick answers before you move forward.
Use these as a starting point. For official current rates, program rules, eligibility, and disclosures, use Lyon Financial’s website or speak directly with their team.
Does Lyon finance pools and spas?
Yes. Lyon Financial markets financing for swimming pools, spas, and select outdoor living or home improvement projects. Exact program availability depends on the project, borrower, and lender terms.
Should I apply before or after getting a quote?
Either can work. If you already know your approximate project budget, you can apply directly. If you are unsure what your pool, spa, or backyard scope may cost, request a quote from Aquarius first.
How fast is the approval?
Lyon states conditional approvals are often available within about 24 to 48 business hours, depending on the application and program. Final approval and funding can require additional documentation.
What is the maximum loan size and term?
Lyon advertises programs up to $200,000 and terms up to 30 years on approved credit. These are not guarantees. Current rates, terms, and eligibility should be confirmed with Lyon directly.
Does Aquarius Pools & Spas make the lending decision?
No. Aquarius Pools & Spas helps with project planning, quoting, and construction. Lyon Financial and its lending partners handle financing applications, approvals, disclosures, and loan terms.
Can financing include outdoor living upgrades?
Many financing programs are designed for pools, spas, and related home improvement work. The exact eligible scope should be confirmed with Lyon based on your project and selected program.
Explore financing before cutting back the backyard you actually want.
Apply with Lyon Financial or request a quote from Aquarius Pools & Spas first. Either way, the next step should make the project feel clearer, more realistic, and easier to plan.
No obligation required. Honest project guidance from a local team that has been doing this since 1976.